Pratyancha Financial Services Limited (PFSL) is registered as a Non Banking Finance Company (Non Deposit Taking) under the Section 45IA of the Reserve Bank of India Act, 1934 having registration No. B-14.00650 dated 21st day of December, 2002.
In the present scenario PFSL has decided to finance the “missing middle” and to cater to Small and Micro Enterprises in India. PFSL is catering to micro, small and medium enterprises in semi-urban & Urban areas within India. In India have a large number of small and medium-sized enterprises which are under-served and therefore will benefit from the products and services introduced by PFSL. This sector, which is crucial to India’s economy, has limited access to organized financial services and is therefore often referred to as the ‘missing middle’.
PFSL is a micro-finance company registered & licensed as Non Profit Making Company under section 25 (presently Section-8) of the Companies Act, 1956 (No.1 of 1956). It got registered in the year 2011. Organization provides financial services to poor rural/semi urban families in Central & Eastern Uttar Pradesh and Rajasthan to enable them to endow in income-generating activities. SSMC started its operation from Jaunpur, U.P. with two branches, SSMC diversify its portfolio and covered 14 branches in two states named Uttar Pradesh and Rajasthan.
Pratyancha Financial Services Limited (PFSL) was established in 2017.
They aim to provide financial and technical support to strengthen entrepreneurial skills for the effective undertaking of business activities.
Registered under RBI as a Non-Banking Financial Company (NBFC).
Focused on providing micro-loans to women entrepreneurs and small business owners first Branch opened.
Introduced simplified loan documentation processes to ensure faster access to credit.
Launched customer support helplines and flexible repayment options.
Trained field officers and staff in digital tools and mobile-based customer service.
Rolled out financial literacy camps to promote responsible borrowing.
Strengthened compliance and transparency to align with evolving NBFC guidelines. Expanded new branches.
Recognized locally for empowering rural economies through micro-financing.
Aiming to expand to [insert number] districts/states with a stronger digital presence.
Simple documentation and fast disbursal ensure customers get timely support when they need it most.
We prioritize serving underserved communities, especially women and rural entrepreneurs.
No hidden charges — just honest, trustworthy service every step of the way.
Our trained field staff and support team are always ready to guide and assist customers with care.
We offer loan products designed to suit the needs of micro and small businesses with easy repayment options.
Beyond finance, we aim to build confidence, self-reliance, and sustainable growth in every household we serve.
pratyanchafin@gmail.com
+1800
212 999 998