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About Us

Pratyancha Financial Services Limited (PFSL) is an Indian Non-Deposit Taking -Non-Banking Financial Company (NBFC-ND) registered with the Reserve Bank of India under Section 45-IA of the RBI Act, 1934 having Registration No: B-14.00650. The company primarily provides microfinance and other financial services to underserved individuals and micro, small, and medium enterprises (MSMEs).

The company focus on providing financial services to underserved and unbanked individuals, particularly in rura and semi urban area to support low income household, women entrepreneurs, and micro-enterprises.

It adopt Transparent lending practices, and provide Dedicated customer support through branch network and field officers.

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Our History

Pratyancha Financial Services Limited (PFSL) was established in 2017.
They aim to provide financial and technical support to strengthen entrepreneurial skills for the effective undertaking of business activities.

2017 - The Beginning

Pratyancha Financial Services Limited was founded with the vision to bring financial inclusion to underserved communities.

Registered under RBI as a Non-Banking Financial Company (NBFC).

2018 - First Branch Open

Open First Branch

Focused on providing micro-loans to women entrepreneurs and small business owners first Branch opened.

2019 - Reached 1,000+ Customers

Crossed the milestone of serving over 1,000 clients.

Introduced simplified loan documentation processes to ensure faster access to credit.

2020 - Expansion Amidst Adversity

Despite the COVID-19 pandemic, we continued operations to support local businesses.

Launched customer support helplines and flexible repayment options.

2021 - Digital Transformation

Started transitioning to digital loan processing for better speed and transparency.

Trained field officers and staff in digital tools and mobile-based customer service.

2022 - 10,000+ Lives Touched

Crossed 10,000+ clients served across multiple districts in Uttar Pradesh and surrounding regions.

Rolled out financial literacy camps to promote responsible borrowing.

2023 - Stronger Systems, Wider Reach

Upgraded internal loan management systems (LMS).

Strengthened compliance and transparency to align with evolving NBFC guidelines. Expanded new branches.

2024 - Recognition & Impact

Received positive testimonials from self-employed women and small traders.

Recognized locally for empowering rural economies through micro-financing.

2025 – Future-Forward

Focused on leveraging AI and data analytics for credit risk management.

Aiming to expand to [insert number] districts/states with a stronger digital presence.

Why People Choose Us

Quick & Hassle-Free Process

Simple documentation and fast disbursal ensure customers get timely support when they need it most.

Focus on Financial Inclusion

We prioritize serving underserved communities, especially women and rural entrepreneurs.

Transparent & Ethical Practices

No hidden charges — just honest, trustworthy service every step of the way.


Dedicated Customer Support

Our trained field staff and support team are always ready to guide and assist customers with care.

Flexible & Affordable Products

We offer loan products designed to suit the needs of micro and small businesses with easy repayment options.

Empowering Local Communities

Beyond finance, we aim to build confidence, self-reliance, and sustainable growth in every household we serve.