Index - PRATYANCHA

Loan Sanction

Step 1

File Login as per checklist after Quality check at branch

Step 2

Bureau check and PD by Local Credit team

Step 3

Verifications – Legal, Technical, FI & FCU

Step 4

CAM preparation and appraisal by Credit

Step 5

Joint approval by Credit Committee at HO

Step 6

Joint approval by Credit Committee at HO

Step 7

Completion of Loan kit by Branch Sales team with accepted Sanction Letter

Step 8

Signed kit uploaded in system

Step 9

Review by HO Operations team; pendency intimated to branch

Step 10

Final kit sent to HO after completion of Pendency

Step 11

Review by Operations for completeness

Step 12

Disbursement

Step 13

Documents scanning

Step 14

Storage of documents

Step 15

NACH registration & Insurance (MIS)

Step 16

Collection as per Schedule

Step 17

Credit monitoring